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Decision Shortcut
Not sure which CLPR version is right for
your client? The answers to a few key questions can help you narrow it down.
Click here for the shortcut.
Experts in Longevity Analysis
- Customized Longevity
Planning Reports/CLPR
- Life Expectancy Certificates
- Senior Mortality Data
- Policy Tracking
- Custom Services
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The Silver CLPR telephone
interview process is easy for your client.
- 15-30-minute telephone interview, at your client’s convenience
- Works well for clients who have a good understanding of their
conditions, medications and health history
- Highly reliable – results are comparable to our medical-records-based
CLPRs
- Comprehensive report provides full longevity curve, survival
probability estimates and notes on extending life expectancy.
- Price: $110 ORDER
NOW
Your client will get the same comprehensive report no matter which version of the
CLPR they choose. Click here to view a sample
or download a
pdf sample.
Every Customized Longevity Planning Report - or CLPR - is based on the information
we gather about a client’s specific medical, family and personal history. With the
Silver CLPR, that information is provided by your client over the phone.
The Silver CLPR is an easy phone call for your client. Their information is keyed
directly linked to our sophisticated proprietary software system, built on our extensive
mortality database. (For details on our systems and the science of
what we do, please click here.)
The Silver CLPR result is available in just a few minutes after the information
is entered. The report includes your client's longevity curve, compared to a "standard"
mortality curve, and the ages at which your client’s survival probability is 50%,
30% and 10%.
With the CLPR results in hand, you can build your client’s financial plan on far
more meaningful projections than you could derive from the social security or life
insurance mortality tables.
Click here to see
what planning experts, including Stephan R. Leimberg, Esq., say about the value
of life expectancy reports in planning.
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Silver process
Here’s the basic Silver CLPR process if the planner is managing it. You can also
provide the client with our web address and let them handle the order on their own.
It's easy. Click here for the client process.
Intro- duce the concept
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Tell your client that one of the key pieces of information you need to ensure that
your recommendations are customized and suitable for their specific situation is
a reliable estimate of their life expectancy. Without a customized life expectancy
evaluation, you will have to base the plan on a “hunch,” a generic mortality table
(social security, life insurance or pension table) or an ultra-conservative life
expectancy estimate – 95, 100 or 105. That last option puts undue stress on the
portfolio to perform for an extremely long time, and it could lead to recommendations
for investments, products and services that really aren’t in the client’s best interest.
Use the Decision Shortcut link to determine the most appropriate and cost-effective
CLPR option for your client. Or review the How Do You Choose? page to review the
CLPR options’ differing costs and turnaround times, and which clients they fit best.
Click here for more.
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Place order and pay
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Log in or register at www.21stservices.com/register
Go to the Products page (click on 'Products' in the navigational list at upper left)
and select "Order Silver CLPR."
On the order page, enter credit card information to pay the $110 charge. Complete
the online order including the client’s contact information and best time to call.
On the order page is a link to enable you to download and print the Authorization
form (Form C-1004-308 Rev 1208). Print one copy for the client’s signature and backup
copies for your files and the client’s.
Have your client sign the Authorization form, and provide him/her with a copy of
the form. Fax the signed Authorization form to 21st Services at 888- 297-9840, or
mail it to: 21st Services, Attn. CLPR Underwriting, 333 South Seventh Street, Suite 300, Minneapolis, MN 55402
Tell your client that he/she can expect a call from 21st Services to conduct the
telephone interview.
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Get medical informa- tion; create CLPR
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Your client will receive a call from 21st Services. We will gather all the information
necessary to complete the CLPR.
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Receive the CLPR; deliver to client
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You will receive an email with a link to your Account page to access the client's
CLPR report.
On your Account page, you can download the client’s CLPR, with its introductory
letter to you and a separate introductory letter to your client. Click here for
a sample copy of the letters and a sample CLPR. You can email the client letter
and CLPR to your client, or print them out and deliver in person or by mail. Click here for more.
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