|
|
Experts in Longevity Analysis
- Customized Longevity
Planning Reports/CLPR
- Life Expectancy Certificates
- Senior Mortality Data
- Policy Tracking
- Custom Services
|
The Experts Comment
on the Longevity Curve
and Financial Planning
 In September 2008, Stephan R. Leimberg, Esq., published “Life Expectancy
Analysis: Planning Tool of the Future Is Here Now” in The Estate Planning Journal.
Click here
to download a copy. In the article is a list of 41 planning questions that
a life expectancy analysis like 21st Services’ Customized Longevity Planning ReportTM
can help answer.
Stephan Leimberg is CEO of Leimberg Information Services, Inc., an email and database
service providing information and commentary on tax cases, rulings and legislation
for financial services professionals. He is president of a financial planning software
company, an author, lecturer and editor of Keeping Current, a quarterly publication
of the Society of Financial Service Professionals.
Click here
to download Stephan Leimberg’s article on longevity analysis and financial planning.
 Jeffrey B. Kelvin, Esq., presented at the 2008 Society of FSP Forum
on how life expectancy analysis tools can help financial planners meet their fiduciary
obligations to clients.
Click here for a white paper by Jeffrey Kelvin based on that presentation,
entitled “An Aid to the Ethical Planner.”
Jeffrey Kelvin is president of Financial Planners Assistance Corporation, a compliance
service support firm serving broker-dealers and investment advisors across the nation.
He has written dozens of books and articles on regulatory compliance, including
The Financial Planner’s Handbook on Regulation and Successful Practice and The Registered
Investment Adviser’s Guide to Surviving an SEC Audit.
Click here
to download Jeffrey Kelvin’s white paper how life expectancy evaluations can help
you meet your fiduciary obligations.
 In the March 2009 issue of the IARFC Register, Ed Morrow, CLU, ChFC, CFP®, RFC®,
will publish the first article in a series about how longevity is changing in
the American population, and the impact it will have for financial consultants.
Click here for the article. “Good News and Bad News.” In the article, Morrow
writes that longevity trends “contain some very good news, with enormous
consequences. And these consequences represent wonderful opportunities for
financial advisors.”
Ed Morrow, CLU, ChFC, CFP®, RFC®, is Chairman and CEO of the International Association of Registered
Financial Consultants. He lectures around the world, including, Taiwan, China, India, the Caribbean and
Europe on financial planning and practice management. His addresses to national and international
organizations such as MDRT, NAIFA, FPA, SFSP, and IARFC have been widely reprinted.
Click to download Ed Morrow’s article on longevity trends and planning.
 In May 2008, Peter Klein, CFA, published one of the first articles on
the use of life expectancy evaluations to develop client centered solutions in financial
planning and life insurance strategies. We have a link to that article and to a white paper by Mr. Klein completed recently
on the life expectancy report as a “Reality Check for Financial Plans.”
Peter Klein, CFA, is managing director of Amtech Capital Corp. He has over 25 years
of experience in capital markets, securities and banking. Mr. Klein has advised
corporations on key man policies, performance bonds, corporate COLI plans and non-qualified
pension plans. He has also provided consulting services to life insurance general
agencies and independent marketing organizations, assisting them in building their
life settlement and premium finance practices.
Click here to download Peter Klein’s white paper article and his white paper on life expectancy and planning.
Explore these topics on the CLPR
and its fit with financial planning:
CLPR introductory video by 21st Services
co-founder Paul Kirkman
CLPR introductory
message
What is a CLPR?
10 Reasons to Use the CLPR to Help You Plan
Two Financial Planning Case Studies
Sample Planning Strategies Based on the Longevity
Curve
The Science of Life Expectancy at 21st Services
Our Medically Based
Longevity Report vs. the Free Online Calculators
Q&A
|
|